PAIA manual

1. Introduction

Hereditas Wealth Advisory (Pty) Ltd is a financial services advisory practice operating in South Africa. The company is an Authorised Financial Services Provider in terms of the Financial Advisory and Intermediary Services Act 37 of 2002.

Hereditas Wealth Advisory (Pty) Ltd gives financial advice and intermediary services for long-term risk insurance, investment, retirement planning and estate planning. Long-term risk insurance includes life cover, disability cover, severe illness cover, income protection, key person cover and buy-and-sell cover. Estate planning includes estate liquidity planning.

The purpose of this manual is to provide information regarding the types of records held by the company and to outline the procedures that must be followed when requesting access to records in terms of the Promotion of Access to Information Act.

2. Company contact details

In terms of PAIA, the head of a private body acts as the Information Officer.

Information Officer: Ramón Collins, Director and Key Individual.

Deputy Information Officer: Michael Chellin, Key Individual.

Registered and postal address: 325 Jorissen Street, Monument, Krugersdorp, 1739, South Africa.

Telephone: 072 590 4508. Email: ramon@hereditas.co.za.

3. The Act and the section 10 guide

The Promotion of Access to Information Act grants a requester access to records of a private body if the record is required for the exercise or protection of any rights. Requests shall be made in accordance with the prescribed procedures, at the rates provided.

Requesters are referred to the Guide in terms of section 10 of the Promotion of Access to Information Act. The Information Regulator makes that guide available. Website: https://inforegulator.org.za.

4. Applicable legislation

Hereditas Wealth Advisory operates in terms of various pieces of legislation including, but not limited to:

5. Schedule of records

Public records.

Financial records

Client records

These records may only be disclosed in accordance with PAIA, POPIA and FAIS confidentiality requirements.

Operational records

6. Form of request

To facilitate processing of a request, use the prescribed request form available from the Information Regulator. Address the request to the Information Officer. Provide sufficient detail to identify the record requested, the requester, the form of access required, the postal or email address of the requester, and the right that the requester seeks to exercise or protect.

7. Prescribed fees

The following applies to requests other than personal requests. A request fee of R50.00 may be payable before the request will be processed. If the preparation of the record requires more than six hours, a deposit may be required. A requester may apply to court against payment of the request fee or deposit. Records may be withheld until the required fees have been paid. The full fee schedule is available from the Information Regulator.

The South African Human Rights Commission reserves all rights and makes no warranty, either express or implied, with respect to the information and/or promotional material contained in its guide and is not responsible for any expenses, inconvenience or damages arising from use of the information contained in this manual.

Date of compilation: March 2026. Date of revision: March 2026.